Dear HDB Owners,

MANY HAVE UPGRADED TO A CONDO WITHOUT PAYING EXTRA CASH FROM THEIR OWN POCKET!!!

Dear HDB Owners,

MANY HAVE UPGRADED TO A CONDO WITHOUT PAYING EXTRA CASH FROM THEIR OWN POCKET!!!

DO YOU WANT TO BE LIKE THEM?

Many HDB Owners have a lot of worries when it comes to UPGRADING.

But with in-depth financial planning and my simple yet effective step-by-step Home Progression Strategy,

YOU CAN POTENTIALLY…

1. Upgrade to a condominium WITH ZERO CASH TOP UP
2. Own 2 properties and create PASSIVE INCOME

+ gain a SPARE FUND of up to
$100k for “rainy days”

As a real estate consultant for years in the industry, I realised that many home owners do not use their assets as a solid tool for retirement.

As a real estate consultant for years in the industry, I realised that many home owners do not use their assets as a solid tool for retirement.

Today, let me ask you, can you see yourself owning at least 2 property when you retire?

Do you know when home owners retire with two properties,
they can have options like:
1. Sell both properties to fully paid a HDB and keep the extra cash
2. Keep one property and sell the 2nd property for extra cash
3. Keep two properties for rental income and rent another property for own stay

If the above is something you want to achieve…
Will you want to know more?

This is only applicable for Home Owners that…

  • Stayed in their HDB flat for  more than 5 years
  • Have a combined income ranging  from $7k onwards

*Note: You will need to fulfil your Minimum Occupation Period of 5 years before I can advise you accordingly. This is because any strategy that I show you now is not applicable and might be irrelevant as policies may change in the future.*

If you have met your Minimum Occupation Period of 5 years…

LET’S MEET FOR A FREE DISCUSSION TODAY!

Through this sharing, you’ll know the safety net strategy that can also grow your wealth.

Let’s meet for a NON-OBLIGATORY & FREE sharing session today!

OR

Simply fill up this form and I will contact you shortly




Let’s look at Mr and Mrs Chen’s case as an example…

They were 40-year-old owners of a $430k HDB flat who wanted to upgrade but was unsure of what property would be the most suitable choice for them.

After I showed them a detailed home progression strategy with meticulous financial calculations…

They upgraded to a 1.25 million condominium WITHOUT paying extra cash from their own pocket and also gained a balance fund of $230,000!!!

This balance fund can comfortably finance their condo for 5 years without stress!

Furthermore, they now have an asset progression plan and are looking forward to grow their wealth in a safe yet effective manner.

YOU CAN BE LIKE THEM TOO!

Let’s meet for a NON-OBLIGATORY & FREE sharing session today!

SHOULD I UPGRADE IF I HAVE
ALMOST FULLY PAID OFF MY HDB?

Like most HDB Owners today, you could be servicing your HDB loan using your CPF.

And you might be thinking that it is best to use your CPF funds to lower your monthly instalments to lessen your monthly burdens.

However, without the right CPF usage strategy, you could be affecting your financial future in the next 5 to 10 years!

Like most HDB Owners today, you could be servicing your HDB loan using your CPF.

And you might be thinking that it is best to use your CPF funds to lower your monthly instalments to lessen your monthly burdens.

However, without the right CPF usage strategy, you could be affecting your financial future in the next 5 to 10 years!

LOCKING AWAY A HUGE PORTION OF YOUR CPF FUNDS
IN YOUR HDB IS DEPLETING YOUR WEALTH!

WHAT DO I MEAN BY THAT?

Let’s assume you have $200,000 worth of CPF funds.

Every year you earn a CPF interest rate of 2.5% and one day you decide to use this CPF fund of $200,000 to pay for your house.

This means that…

  • You will STOP earning interest from your CPF of $200,000
  • You will have to pay back the $200,000 PLUS the interest that you were supposed to earn.

According to a CPF interest rate of 2.5%,
$200,000 will be worth about $328,000 in 20 years.

TOTAL INTEREST LOSS = $128,000!!!

SO HOW CAN YOU STOP THIS FROM HAPPENING TO YOU?

Let’s meet for a NON-OBLIGATORY & FREE sharing session TODAY!

HDB OWNERS! A GREAT OPPORTUNITY IS HERE RIGHT NOW!

Many assume that certain types of property are beyond their reach due to their current income.

They are limiting themselves unknowingly; for there are different ways to overcome every obstacle.

Do you want to miss your chance and regret when you look back on your lives 5 to 10 years down the road?

HDB OWNERS! A GREAT OPPORTUNITY IS HERE RIGHT NOW!

Many assume that certain types of property are beyond their reach due to their current income.

They are limiting themselves unknowingly; for there are different ways to overcome every obstacle.

Do you want to miss your chance and regret when you look back on your lives 5 to 10 years down the road?

WITH A STEP-BY-STEP ACTION PLAN AND THE TRIED AND
TESTED HOME PROGRESSION STRATEGIES, YOU CAN:

Build an extra stream of income without risking your hard-earned money on unpredictable investments?

Achieve your financial life goals sooner with a simple step by step progression strategy that is easy to follow?

Generate passive income consistently every month with little effort and time by having a systematic plan?

Select high upside potential property which is undervalued so that you can lower your risk and profit with my “buy low sell high” method?

Build an extra stream of income without risking your hard-earned money on unpredictable investments?

Achieve your financial life goals sooner with a simple step by step progression strategy that is easy to follow?

Generate passive income consistently every month with little effort and time by having a systematic plan?

Select high upside potential property which is undervalued so that you can lower your risk and profit with my “buy low sell high” method?

Having doubts?

Having doubts?

LET ME CLARIFY ALL YOUR DOUBTS DURING OUR 1 TO 1 DISCUSSION!

After all, the discussions are completely free and non-obligatory.

Nobody wants to have regrets when they look back on their lives 5 to 10 years down the road. Seize the opportunity and you can achieve your life goals by having the right property or properties!

Let’s meet for a NON-OBLIGATORY & FREE sharing session TODAY!

DURING THE NON-OBLIGATORY & FREE CONSULTATION, I WILL ALSO GIVE YOU:

  • A simple “calculation” method to recognise your financial standing
  • A 4-step process to do in-depth financial calculations which will include additional costs like legal fees, cash outlay, stamp duty, etc
  • The 3 ways to analyse the available options in the property market and determine the best possible choice that is suitable for you
  • A SIMPLE yet EFFECTIVE CPF Usage plan – with 4 PRECISE steps to accumulate wealth earlier
  • A far-sighted “roadmap” that will allow you to retire comfortably

DURING THE NON-OBLIGATORY & FREE CONSULTATION, I WILL ALSO GIVE YOU:

  • A simple “calculation” method to recognise your financial standing
  • A 4-step process to do in-depth financial calculations which will include additional costs like legal fees, cash outlay, stamp duty, etc
  • The 3 ways to analyse the available options in the property market and determine the best possible choice that is suitable for you
  • A SIMPLE yet EFFECTIVE CPF Usage plan – with 4 PRECISE steps to accumulate wealth earlier
  • A far-sighted “roadmap” that will allow you to retire comfortably

BILLY & ADELINE

Billy & Adeline showed us that we could make use of the profit from our HDB flat to upgrade our lifestyle, without using any of our savings. Initially, we don’t think a million dollar property is even within our reach. However, with their meticulous planning, they made this possible for us.

On top of the financial calculations, they also advised us on how to proportion our cash proceeds and CPF funds so there is reserve funds which can last us a few years if we have to stop working.

I must say that Billy & Adeline were very attentive and manage all our fears and risks with precise planning and advice.

Billy & Adeline
Your Trusted Real Estate Partners

Coming from a modest background, We have always strive to understand our clients’ concerns when it comes to property decisions such as upgrading. We strongly believe that property upgrading or investments can be safe and beneficial with the right planning.

We aim equip home owners with the right knowledge and ultimately empower them to make healthy property decisions that will benefit them in the long run. We will always protect our clients’ interests at all times and give them the confidence to achieve asset progression.

Billy & Adeline
Your Trusted Real Estate Partners

Coming from a modest background, We have always strive to understand our clients’ concerns when it comes to property decisions such as upgrading. We strongly believe that property upgrading or investments can be safe and beneficial with the right planning.We aim equip home owners with the right knowledge and ultimately empower them to make healthy property decisions that will benefit them in the long run. We will always protect our clients’ interests at all times and give them the confidence to achieve asset progression.

DON’T MISS THE CHANCE TO CREATE A SAFETY NET THAT WILL ALSO GROW YOUR WEALTH.

It could be a huge opportunity loss for your family. Why not find out more so that you can be sure of your available opportunities today!

Let’s meet for a NON-OBLIGATORY & FREE sharing session TODAY!

DISCLAIMER | PRIVACY POLICY

Copyright © 2020 All rights reserved.
No part of this site may be reproduced or reused for any other purposes whatsoever without our prior written permission.

PropNex Realty Pte Ltd
480 Lorong 6 Toa Payoh, HDB HUB East Wing #10-01(S310480)
CEA Licence No.: L3008022J

Billy Ang & Adeline Koh.
PropNex Realty Pte Ltd.
CEA Licence No.: R041268Z | R041035J
Phone No.: +65 8444 9706 | +65 9815 4318

The case studies are for educational use only and we make no representation or warranties with respect to the accuracy, applicability, or completeness of its contents. Any forward-looking statements outlined in this landing page are simply our opinions, estimates, expectations or forecasts for future potential, and thus are not guarantees or promises for actual performance. As required by law, we can make no guarantees that you will achieve any results. Results will vary from case to case.

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